Oct. 22, 2024

Joe Lombardi, Ironhawk Financial

Joe Lombardi, Ironhawk Financial

The state of our economy is 'top of mind' - right? With an upcoming election and concerns surrounding issues like CBDC...we need some expert insight. Enter Joe Lombardi, Managing Director of 'Ironhawk Financial'.

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The state of our economy is 'top of mind' - right? With an upcoming election and concerns surrounding issues like CBDC...we need some expert insight. Enter Joe Lombardi, Managing Director of 'Ironhawk Financial'.

Intentional is broadcast live at Tuesdays, Wednesdays, Thursdays 2PM ET and Music on W4HC Radio – Health Café Live (www.w4hc.com) part of Talk 4 Radio (www.talk4radio.com) on the Talk 4 Media Network (www.talk4media.com). Intentional TV Show is viewed on Talk 4 TV (www.talk4tv.com).

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WEBVTT

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Any health related information on the following show provides general

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information only. Content presented on any show by any host

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or guest should not be substituted for a doctor's advice.

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Always consult your physician before beginning any new diet, exercise,

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or treatment program.

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It's time to stand up, speak out, get involved, and

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let's speak intention.

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Hello. Hello, Hello, and welcome to Intentional. I am your host,

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Mick me Ol. It is really good to see you

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guys today. You know, every Tuesday, Wednesday and Thursday two

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pm Eastern one pm Central Time, we are right here

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at W FOURHC dot com Forward Slash Shows Forward Slash Intentional.

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We just love being able to connect and engage with

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you all. Now, if you happen to catch the show afterwards,

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just subscribe, like sharing comment everywhere that you find Intentional.

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We are extremely grateful for your support. Are you ready

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because it's time let's stand up, speak out, get involved,

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and let's be intentional. So, who has noticed that things

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are are a little more expensive than they used to be, like, say,

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over the last four years. Okay, it's obvious. The latest

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Consumer Price Index report that was released just like last week,

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I think it was showed a higher rise than expected

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for the fifty second month in a row. That's month

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over month inflation rose one point eight percent in annual terms.

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That's what passes on to you and I, while the

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core wholesale inflation rose two point eight percent, and that's

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year over year. So this signals an inflationary pressure that

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is really still there bubbling underneath the surface. Now for

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those of you who are just working folks were not economist. Basically,

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this means that Americans are paying more for everyday necessities.

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We know this, we see it, we feel it when

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we pull out our wallets.

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Right.

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Housing and rent have gone up twenty two point nine

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percent over the last four years. Groceries you're either paying

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more or you're paying the same price, but you're taking

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home less. Electric and gas bills have gone up thirty

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one point three percent over the last four years. And

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the Epoch Times just reported last week that thirty percent

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of Americans say they owe more money on their credit

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cards than what they have in their retirement savings. And

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in that same report, they revealed that in August, Blackrock

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did a survey of one thousand registered voters about their

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thoughts on retirement security in America. The response for Republicans

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and Democrats when asked if they thought there was a

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retirement savings crisis in America, well, ninety three percent of Republicans,

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eighty six percent of Democrats, and ninety four percent of

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independence all said yes. There was also an agreement regarding

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not being able to maintain their standard of living in retirement,

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with three quarters of both Republicans and Democrats agreeing that

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this was a concern, and just slightly smaller amount of

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independent sharing this as a concern as well. Wow, I

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mean that's a lot of information, But you know what,

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what does that say about our quality of life? What

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about the ability to retire? And how about just the

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state of our economy. It says an awful lot to me.

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I know it does to you too. So today we're

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going to lean in with our special guest. His name

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is Joe Lombardi. He is the president, found and managing

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director of Ironhawk Financial. Okay, let's talk about it because

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it's the economy, and you please welcome with me. Joe Lombardi. Hello, Joe,

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how are you. I'm doing great. I'm doing really good.

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I'm kind of on a little bit of a roll today.

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It's Tuesday.

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Right.

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It is Tuesday, isn't it. Yeah?

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It is?

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I think so okay, great, great, I was just checking.

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You know, I sometimes lose my days. But Joe, I'm

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really glad that we have you as an expert. Your

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field is finance, and we are grateful that you would

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come on to discuss one of the biggest concerns for

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most Americans and the top issue for voters this election session.

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It is transcending both parties, and that's the economy. But first, Joe,

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I really would love it if you just got to

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tell my audience a little bit about who you are

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and what you do.

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Sure.

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I'm the owner and founder of Ironhawk Financial.

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I've been in business for twenty one years and won

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twenty seven industry awards. I've been featured in International Business Times,

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Business Insider, Market Inside of the Daily Caller. I'm on

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the cover of the top forty advisors in the country

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under forty years old through I INC.

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Magazine, which is right here.

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I also was on the cover of the Who's Who

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for Building Construction. I'm also in the Marquis Who's Who,

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which is which is an congressional library. I've also written

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and published three books, being your own bank. There's a

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better way than a four toh one K long term

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care without long term pains. Five star rated on Google,

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A plus rated, and the Better Business Bureau at zero complaints,

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thousands of clients. I had billions of dollars of protection

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and rollovers in my career, license in all fifty states.

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I have a team throughout all fifty states, and yeah,

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I'm My main goal is just try to help a

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leave taxation because I believe taxation is theft. I believe

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that since they abolish slavery, we're still in it.

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It just doesn't matter what color your skin is anymore.

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They're just taking half of everything you earn.

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And I have strategies that the ultra wealthy use, and

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I bring it to the blue collar middle class Marcus

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to try and help them alleviate taxes and can easily

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save my clients upwards of a million dollars in taxes

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over their life and about one hundred thousand dollars in

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interest over their life.

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Very simply, wow, that's amazing. That is a list. I'm

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just massively impressed. So I'm glad that you're with us today.

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I bet you've got a ton of insights and I

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know you heard my monologue. The feedback Joe that I

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get is that the state of our economy is overwhelming

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in the fact that Americans are hurting. There was a

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barber in the Bronx who told President Trump that as

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electric bill went from twenty one hundred dollars to fifteen

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thousand under the Harris economy. And I know there's many

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factors in play here, Joe. There's government over spending. We

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had the Inflation Acceleration Act, that's what I call it,

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the Green New Deal Bill. There's been supply chain crises,

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There's been the reduction of American oil energy production, and

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there's seems to be and not really seems to be.

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There is a concerted effort by the current administration and

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what used to be the media to gaslight people with

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propaganda saying that the economy is wonderful. So we hear

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the stock market is up, and if the stock market

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is up, then the economy is great. But in real life,

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that's not what people are really feeling and what they perceive.

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So you're financial advisor, you have a long list of

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accreditation there. How did you see the evolution of the

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American economy and what should people really be aware of.

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Yeah, I mean it comes down to the new economy

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is run on derivatives, and a lot of people don't

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know what derivatives are, call options, calls, puts, long stops, warrants.

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So there's a movie, The Big Short, with a guide

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bet against the mortgage backed security industry and made a

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billion dollars.

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So our whole world is run on fluff right now.

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What a lot of wealthy people do is, let's say

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they own a building for a million dollars and it's

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paid off. They'll lean the building to buy another asset.

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So you're talking about derivatives. A lot of it is

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using collateral to make money out of thin air. I mean,

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if you have a building and nobody wants to buy it,

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but the bank will give you a lean on it

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or a levy on it, you're literally just creating money

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out of no aware and a lot of people don't

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understand how derivatives work. How gold and silver, the price

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of it has been suppressed for so long so that

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they can make profits on the smart cars, the electric cars,

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the iPhones, the androids, Because all that takes what gold

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and silver, lithium.

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Batteries and the motherboards.

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So a lot of people say, you can't just keep

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prices down, like, how does that work? It has to

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do with options, right, So if somebody buys a put,

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it's betting against it. And when I say somebody, I

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mean like Black Rock or Vanguard, where they buy puts

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in the trillions or hundreds of billions. It's hard to

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compete with that. Right all over the news was what

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game Stop member? When Game Stop shot up, AMC shot

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up because they were being suppressed and held by the

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powers that be, and then enough people came together open

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the floodgates and boom, all that money that they were

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keeping the price down was then retrieved back to the people.

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So it's that.

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Same type of concept that runs our economy. And a

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lot of people don't understand is that on one asset class,

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you can either own the asset class or you can

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own a contract on the asset class. Well, if you

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own a contract on the class, when there's a derivative

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a call along if the market were, let's say, to crash,

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you don't lose anything, but on the actual owning the stock,

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owning the position, if the market crashes, you lose.

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Dollar for dollar.

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Not only that, on the flip side, when you have

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option contractstead of just owning the actual asset, when the

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market goes up, you make more than the person that's

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actually owning the actual risk. It blows my mind that

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the average American knows nothing about options, there's nothing about derivatives.

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But yet there's more derivatives in our economy right now

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than cash instruments.

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Wow, So what does that mean for people like me

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who are just I'm not an economist, I'm a nurse,

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working class. So what should that mean to me? And

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how should I process that information?

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Yeah, I'm sure I went to college and you're still

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in third grade financially, like I am, with different aspects.

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I understand that if you talk to me on medicine,

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I'm like, huh. So what that means, basically is is

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that the four to oh one K, the IRA, even

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the roth IRA, the brokerage account, all those accounts were

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designed and manipulated when Wall Street went in collusion with

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the federal government, and when that happens right around the

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seventies early eighties, because four o one ks used to

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just be able to hold cash and they used to

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be tax free, believe it or not, and so when

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Wall Street colluded, they said, hey, government, there's like millions

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of dollars, which back then is like billions of dollars

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today sitting in cash. We want our hands on it. Right,

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So when you deal with the government, whether it's a

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four oh one K and IRA accept simple pension defer

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compt four to fifty seven to four to oh three

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B for TSP, when you deal with the government, just

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know that you're getting the raw inento the stick. There's

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no competition. It's a monopoly. There's nobody competing for your money.

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It's not like Canada is competing for your money or

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Russia is competing for your four oh one k money,

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and so.

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It's stacked up against you.

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And what people need to understand is, yes, we don't

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save a lot, but the listeners here that do save,

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they probably have one of those instruments A four oh

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one K and IRA A four h three b A

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four to fifty seven. Those accounts are the worst long

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term investment on the planet. You have fees twelve B

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one feed class a share fund, feed money manage fee

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in your account fee meat your fund expense fee, AUM fee.

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And then you have taxes when you take it out.

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You have federal tax, state tax, FICA, Medicare, unemployment, social Security.

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So if you understand that while you're funding the money,

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half your money's being stolen and fees by Wall Street,

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you're getting nothing for that. When I say nothing, I

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literally mean nothing. They're just taking anywhere with a point

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and three points to your money. Well, you do get something.

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You get the satisfaction to know you're paying for some

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schmucks Lamborghini in Manhattan.

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Maybe that makes you feel good. Probably doesn't. No, Then

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when you pull.

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The money out, it comes to as ordinary income. And

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do you guys know where taxes are going? Taxes are

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going up right now. We owe thirty five point seven

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trillion dollars in debt, we owe twenty seven point four

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trillion dollars in Medicare, which was stolen out of Medicare,

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forty trillion sold security, stolen out two hundred and twenty

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trillion of US unfunded liabilities. If your listeners can go

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to us clock dot org. It's a free resource that

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tells you where our current economy is. And one supply,

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the gold supply, everything gives you a full rundown of

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our entire economy. You don't have to be a genius

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on it. But if you just see, you'll see how

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far we are in debt. Every less than one hundred days,

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our debt goes up a trillion dollars.

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WHOA.

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In the nineteen eighties when I was born, highest marginal

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was seventy percent. In the nineteen sixties, highest marginal was

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ninety one percent. Federal taxation. So if you are one

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of the few people that actually have money and are

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saving money and are good with money, you need to

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start aggressively putting your money in tax free assets immediately,

249
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which are municipal bonds, roth iras, or cash value life insurance.

250
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Those are the only three places you should be putting

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your money.

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Because if you.

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Want to talk about, oh, I don't want to lose money,

254
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well you're guaranteeing yourself a fifty percent loss plus on

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that money when you take distributions out.

256
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Wow.

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Wow, that's that's amazing. I had no idea. You know,

258
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I've been saving money, but in this economy it is

259
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absolutely I mean, our credit card debt is way more.

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Just like the people from the epic times, our credit

261
00:16:13.519 --> 00:16:16.039
card debt is more than you know what we have

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00:16:16.639 --> 00:16:23.120
in savings. Unfortunately, but just today there was a business

263
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report from the Wall Street Journal which revealed that restaurant

264
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bankruptcies in twenty twenty four are on track to surpassed

265
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most years with thirteen filings this year. So you know,

266
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that's gaining on the levels that we're seeing like during

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the pandemic in twenty twenty. And then we have all

268
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these other businesses Joe like Big Lots, true value, they're

269
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filing for bankruptcy. And there's this gentleman, his name is

270
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Peter Saint org on g I'm sorry, Peter Saint Ange.

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He's an economist at Heritage and he creates these little

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videos on economics, and he exposed that this past September

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business bankruptcies were up by sixty one percent. So psychologically,

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I mean, there's a lot of anxiety, there's a lot

275
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of tension, there's a lot of uncertainty, confusion, depression. That's

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all been reported about our economic future in America. And

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I would love it if you would just kind of

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break down what is the cold hard reality and what

279
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should Americans do right now?

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The cold hard reality is that since COVID, more money

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was printed than ever before in our entire economy. Unfortunately,

282
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ninety percent of that money went to the ultra wealthy.

283
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They are the ones that put that money into the

284
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stock market, not us. So the stock market's going up,

285
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but most people are taking loans or cash out their

286
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retirement account and not basking in any of the profits.

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And then when you.

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Add the ability for these multi billion dollars and trillion

289
00:18:08.119 --> 00:18:12.759
dollar hedge funds which I work with, that can do

290
00:18:12.920 --> 00:18:16.079
a billion dollar trade like this, it's us throwing a

291
00:18:16.119 --> 00:18:20.240
dollar tip down at you know, a restaurant. It puts

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a damper on that our stock market has zero correlation

293
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to our economy for the first time and I've never

294
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knew in history that I can recall. So in the

295
00:18:31.799 --> 00:18:33.920
stock market going down, we have the economy. We have

296
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the stock market going up, we have economy going down.

297
00:18:36.480 --> 00:18:38.920
So it's like, where where is that bubble? Like, where's

298
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that bubble? You know that bubbles called two thousand and eight,

299
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That bubble's called two thousand and one, that bubbles called

300
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you know, eighty.

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Eight, nineteen eighty eight.

302
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So in my opinion, what's going to happen is they're

303
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going to allow Trump to win the election after they

304
00:18:51.559 --> 00:18:53.559
tried to kill them twice and then they're going to

305
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crash the economy. And then just like we saw the

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death ticker where they blamed Trump for everyone who died

307
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with COVID, even thof you dynam recycle accent. They're like, oh, COVID,

308
00:19:01.519 --> 00:19:03.680
it's like his head got checked off a motorcycle. Acent Well,

309
00:19:03.680 --> 00:19:05.359
it's just positive for COVID, Like, oh, that's really what

310
00:19:05.440 --> 00:19:08.119
killed them, Okay, And just like they had that death ticker,

311
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but as soon as Biden took office, if you can

312
00:19:10.720 --> 00:19:13.079
go back in time, literally the death ticker was gone.

313
00:19:13.279 --> 00:19:16.240
It was like COVID, COVID, COVID, we didn't have COVID.

314
00:19:16.279 --> 00:19:17.160
What are you talking about?

315
00:19:17.519 --> 00:19:19.240
So they're going to do the same thing with the

316
00:19:19.319 --> 00:19:21.400
now the Nasdaq and the S and P five hundred

317
00:19:21.720 --> 00:19:26.519
on all MSNBC off SCN and all those those bs

318
00:19:26.559 --> 00:19:30.519
brainwashing mainstream media channels. They're going to be putting the

319
00:19:30.519 --> 00:19:33.720
the market ticker just like the death ticker was, and

320
00:19:33.759 --> 00:19:36.440
they're gonna say orange Man bad Right. I've had that.

321
00:19:36.519 --> 00:19:38.799
You can look me up on Rumble. I've done hundreds

322
00:19:38.799 --> 00:19:42.720
of these podcasts. I've been saying that for years. So

323
00:19:43.000 --> 00:19:46.039
when that happens, in my opinion, what they're going to

324
00:19:46.079 --> 00:19:48.880
do is they're trying to crush the MAGA movement because

325
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that is that's personal responsibility, that's critical thinking. That's that

326
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you have in your own mentality, whether you decide you

327
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should take a medical procedure or not, whether you think

328
00:19:59.400 --> 00:20:04.359
murdering unborn children is great and God would appreciate that.

329
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That's all that is critical thinking, right, and they don't

330
00:20:07.319 --> 00:20:09.680
want that. That's why they dumb us down in schools

331
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for finance. They dumb us down in schools for education.

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They keep our vibrations low, our energy low, our light

333
00:20:16.319 --> 00:20:20.599
dim so that we're easily manipulated with marketing. Oh you,

334
00:20:20.559 --> 00:20:24.240
you're you know you want something and you're broke by it, Like,

335
00:20:24.319 --> 00:20:26.200
who cares about your future self?

336
00:20:26.319 --> 00:20:26.920
Screw them?

337
00:20:27.559 --> 00:20:30.119
Just take care of what your present self is today.

338
00:20:30.160 --> 00:20:32.160
Are you sad and lonely and depressed?

339
00:20:32.240 --> 00:20:33.480
Just go on.

340
00:20:33.079 --> 00:20:36.400
Social media and scroll scroll, scroll, bye bye, bye bye bye.

341
00:20:36.799 --> 00:20:40.119
And people aren't doing the long term planning. The nuclear

342
00:20:40.200 --> 00:20:43.119
family has been under attack since Black Lives Matter, and

343
00:20:43.160 --> 00:20:48.160
it's all about destroying the strength of our country, which

344
00:20:48.400 --> 00:20:52.119
was the American people banning together. It's all about division,

345
00:20:52.160 --> 00:20:55.880
division on politics, division on sports teams, religion. Now they

346
00:20:55.880 --> 00:20:59.759
have a new one gender. Apparently there's and sixty three genders.

347
00:21:00.279 --> 00:21:05.039
So they're doing this all intentionally because the kings, just

348
00:21:05.160 --> 00:21:08.240
like hundreds and hundreds of years ago, rule the peasants.

349
00:21:09.160 --> 00:21:10.839
And nobody wants to think of.

350
00:21:10.799 --> 00:21:11.319
It that way.

351
00:21:11.359 --> 00:21:13.920
They want to say, oh, we're all equal. Well, under God,

352
00:21:13.960 --> 00:21:17.559
we all are equal. But the way they rigged this system,

353
00:21:17.920 --> 00:21:21.720
it's that those who have take advantage of those who

354
00:21:21.720 --> 00:21:25.440
don't have. Millionaires bring their kids wear to private school.

355
00:21:26.119 --> 00:21:28.720
Middle class brings their kids wear to public school. I

356
00:21:28.759 --> 00:21:31.279
have three children fifteen, twelve, and nine. They're all in

357
00:21:31.319 --> 00:21:34.160
public school. I'm not a big fan of it, but

358
00:21:34.200 --> 00:21:38.559
it's something that you need the money, so you have

359
00:21:38.599 --> 00:21:42.359
to understand the system is rigged against you. And this

360
00:21:42.400 --> 00:21:45.000
whole thing like, oh, we're all Americans were together, we

361
00:21:45.039 --> 00:21:49.480
have an Americans bound together since really twenty sixteen, I

362
00:21:49.480 --> 00:21:52.680
think that was the pivotal moment where they took one

363
00:21:52.720 --> 00:21:56.559
man who was the most successful man in the world at.

364
00:21:56.359 --> 00:21:59.799
The time, Donald Trump, and he was loved. He won Black.

365
00:21:59.680 --> 00:22:02.640
Away, he was hanging out with Oprah. He was like

366
00:22:02.720 --> 00:22:05.599
love when he was a Democrat and they everyone loved him.

367
00:22:05.599 --> 00:22:07.720
There's rap songs about him he was awesome, and the

368
00:22:07.759 --> 00:22:10.160
culture as soon as he said I'm going to be

369
00:22:10.160 --> 00:22:12.839
a Republican, he was treated like the enemy of the state.

370
00:22:13.279 --> 00:22:16.400
He was treating like somebody that they don't care about,

371
00:22:16.480 --> 00:22:19.559
and he always was bad and people bought that. And

372
00:22:19.599 --> 00:22:22.359
I'm sending here like, if you knew, if you can

373
00:22:22.440 --> 00:22:24.440
pick up a history book, which, by the way, Americans

374
00:22:24.440 --> 00:22:26.720
are super lazy. We don't do any of our own research,

375
00:22:26.960 --> 00:22:31.319
most of us, so they just believed blindly. And then

376
00:22:31.359 --> 00:22:33.640
we had COVID where they're like, oh, just take this job.

377
00:22:33.720 --> 00:22:35.799
You're gonna be fine. You know, you be the guinea pig.

378
00:22:36.200 --> 00:22:37.839
And why don't you get your kids to do it too?

379
00:22:37.920 --> 00:22:39.960
Why not you know, see what happens yolo?

380
00:22:41.279 --> 00:22:43.119
Women go ahead, Yeah, who cares?

381
00:22:43.200 --> 00:22:46.720
I mean just because soccer deaths in Europe went up

382
00:22:46.759 --> 00:22:49.680
seventeen hundred percent since the you know, with herd issues

383
00:22:49.720 --> 00:22:52.079
and deaths and oh yeah cool, No, no, it's no

384
00:22:52.119 --> 00:22:56.480
big deal. And and people don't understand. It drives me insane.

385
00:22:56.799 --> 00:22:59.319
I don't care your political beliefs, but you at least

386
00:22:59.400 --> 00:23:00.880
have to have a brain. You got to have to

387
00:23:00.960 --> 00:23:03.839
understand that, like you are in control of you. There's

388
00:23:03.880 --> 00:23:06.119
nobody out there, that's going to put you to the gyms.

389
00:23:06.160 --> 00:23:08.799
You don't die of diabetes or of being overweight when

390
00:23:08.799 --> 00:23:11.359
you're fifty three years old. My mother died at fifty

391
00:23:11.400 --> 00:23:13.920
two years old of alcoholism. She's gonna put the moos

392
00:23:13.960 --> 00:23:16.720
down dead. My dad's now in a nursing home because

393
00:23:16.759 --> 00:23:19.680
he was overweight with Parkinson's and dementia because he drank

394
00:23:19.839 --> 00:23:23.680
seven thousand cans of diet coke. And that has a

395
00:23:23.759 --> 00:23:26.559
huge thing of calcification over your pulmonary gland, which is

396
00:23:26.559 --> 00:23:28.960
your third eye. So when you look into a lot

397
00:23:29.000 --> 00:23:31.559
of things that we are being poisoned, we are being

398
00:23:33.119 --> 00:23:35.920
made to be dumb, we are being manipulated, we are

399
00:23:35.960 --> 00:23:38.920
being controlled by the powers that be, and you have

400
00:23:39.039 --> 00:23:42.839
to stand up for what is important. You have to

401
00:23:43.000 --> 00:23:45.799
understand that, yes, this stinks, but we can do something

402
00:23:45.839 --> 00:23:49.279
about it. That you know, it's the movie Ants, right,

403
00:23:49.319 --> 00:23:51.759
We're all well the grasshoppers were talking like how those

404
00:23:51.759 --> 00:23:52.319
ants ever.

405
00:23:52.279 --> 00:23:55.119
Knew they outnumbered us a million to one, we'd.

406
00:23:54.880 --> 00:23:59.119
Be dead, Like we are allowing this because it's just

407
00:23:59.279 --> 00:24:04.319
like the colosseum back in Rome where run around the

408
00:24:04.400 --> 00:24:09.119
horses while the king is pillaging, raping, stealing, murdering its

409
00:24:09.119 --> 00:24:11.880
own people. They just, oh, it's cool, you know, look

410
00:24:11.880 --> 00:24:14.480
at the Colosseum. Look, aren't you glad to be a Roman?

411
00:24:15.480 --> 00:24:18.400
And then they added the homosexuality, and then they added

412
00:24:18.440 --> 00:24:23.160
all this is repeated over and over in history, and

413
00:24:23.279 --> 00:24:24.400
history doesn't repeat.

414
00:24:24.440 --> 00:24:25.160
It rhymes.

415
00:24:25.880 --> 00:24:28.720
And we're on the tail end of something not good happening,

416
00:24:29.279 --> 00:24:32.200
and you have to plan and do the things you

417
00:24:32.759 --> 00:24:34.960
can do to protect yourself and the people you love.

418
00:24:36.440 --> 00:24:39.599
Tell us a little bit about that. You got to

419
00:24:39.759 --> 00:24:42.319
plan and you've got to do what you need to

420
00:24:42.319 --> 00:24:44.880
do to care to take care of yourself and the

421
00:24:44.880 --> 00:24:48.640
ones you love. What would you recommend as far as

422
00:24:49.039 --> 00:24:53.160
finance economic is the same as what you spoke about before.

423
00:24:53.279 --> 00:24:55.640
Yeah, So the best all my clients are doing is

424
00:24:55.720 --> 00:24:58.440
you have options. You can go with banks they fail,

425
00:24:58.839 --> 00:25:01.440
you can go to investment company they fail, or you

426
00:25:01.440 --> 00:25:04.799
can go with insurance companies they do not fail. There's

427
00:25:04.839 --> 00:25:08.039
been one insurance company my entire life that failed, and

428
00:25:08.079 --> 00:25:11.400
that was AIG in two thousand and eight, and within

429
00:25:11.880 --> 00:25:15.160
four days, not only were they back to where they were,

430
00:25:15.160 --> 00:25:16.680
they actually were given more money. I don't know if

431
00:25:16.680 --> 00:25:19.480
you remember the uproars all over the news or buying helicopters,

432
00:25:19.519 --> 00:25:22.240
and they were getting raises to like, you know, hurt

433
00:25:22.279 --> 00:25:24.240
the economies all over the news, and that sparked the

434
00:25:24.279 --> 00:25:28.079
whole movement in New York City and Wall Street, you know,

435
00:25:28.599 --> 00:25:30.440
the billionaires against.

436
00:25:30.079 --> 00:25:30.720
Us and all that.

437
00:25:32.000 --> 00:25:34.720
The safest place for your money is a plus rated

438
00:25:35.319 --> 00:25:40.119
mutual insurance companies that have survived Civil War, World War One,

439
00:25:40.240 --> 00:25:45.319
the Great Depression, World War two, unscathed, never needed outsource money,

440
00:25:45.359 --> 00:25:48.640
never did initial public offering. That's where all my millionaire

441
00:25:48.640 --> 00:25:51.359
and billionaire clients put their money, and that's where my

442
00:25:51.680 --> 00:25:53.880
normal middle class people put their money. It was a

443
00:25:53.920 --> 00:25:55.680
few hundred dollars a month, or our clients give me

444
00:25:55.680 --> 00:25:58.680
be fifty million dollars a year into the strategy. You

445
00:25:58.720 --> 00:26:02.000
go into blocks of a billion dollars. You're using option contracts,

446
00:26:02.039 --> 00:26:06.759
the strategies averaging fourteen point nine three percent tax free

447
00:26:06.799 --> 00:26:10.200
compounding rate of returns, which is like twenty seven percent

448
00:26:10.279 --> 00:26:12.400
compounding your four oh one k because as tax up

449
00:26:12.440 --> 00:26:15.640
bull and this is tax free, and it's using the

450
00:26:15.680 --> 00:26:18.640
guys of IRIS code seven seven zero two.

451
00:26:19.799 --> 00:26:22.359
That code was on stage in front of our entire.

452
00:26:22.119 --> 00:26:25.480
Country in twenty sixteen when Hillary Clinton and Donald Trump

453
00:26:25.519 --> 00:26:27.759
were on stage and Hillary was saying, show your tax return,

454
00:26:27.799 --> 00:26:28.680
show your tax return.

455
00:26:28.880 --> 00:26:31.000
You're a bad orange man. You don't pay any taxes.

456
00:26:31.319 --> 00:26:34.079
And Donald Trump says, just because I don't pay taxes

457
00:26:34.119 --> 00:26:36.799
doesn't make me dumb, it makes me smart. I use

458
00:26:36.880 --> 00:26:40.599
the same IRS codes that your donors use and had

459
00:26:40.720 --> 00:26:43.319
thirty years to close the loopholes, but you didn't.

460
00:26:43.480 --> 00:26:44.319
Wouldn't you think.

461
00:26:44.200 --> 00:26:46.039
Every American would go on the Internet and trying to

462
00:26:46.039 --> 00:26:47.559
figure out what the heck the guy was talking about.

463
00:26:47.559 --> 00:26:50.279
But like, what went over so many people's heads. I

464
00:26:50.400 --> 00:26:51.279
was I was shocked.

465
00:26:51.359 --> 00:26:53.200
I was like, yes, I've been doing this at that

466
00:26:53.319 --> 00:26:56.000
point thirteen years, because I've been doing it for twenty

467
00:26:56.039 --> 00:26:58.680
one now, and I'm like, gues, finally people are gonna wake.

468
00:26:58.599 --> 00:26:59.920
Up, and Nope, they still stay to sleep.

469
00:27:00.200 --> 00:27:02.640
It was literally right in front of you, he's saying, Hey,

470
00:27:02.720 --> 00:27:04.480
I have a way I don't pay taxes. And what

471
00:27:04.519 --> 00:27:07.559
people think is, oh, you need account in CPA's attorneys Trust,

472
00:27:07.640 --> 00:27:08.480
Rockefeller Trust.

473
00:27:08.559 --> 00:27:09.720
That's too complicated.

474
00:27:10.039 --> 00:27:14.079
Now, you don't you need a underfunded index universal life

475
00:27:14.119 --> 00:27:17.599
policy through a triple A rated A plus rated carrier

476
00:27:17.640 --> 00:27:21.799
that is mutual that uses option contracts to buy if

477
00:27:21.799 --> 00:27:23.519
you have to make sure it's the right carrier, the

478
00:27:23.599 --> 00:27:26.599
right product, the right writers, the right structure, the right build,

479
00:27:27.000 --> 00:27:29.880
and invest it in the right investment options, which isn't

480
00:27:30.119 --> 00:27:32.079
It's hard, but I'm be doing it twenty one years

481
00:27:32.079 --> 00:27:35.680
super easy. When you do that, now you are building

482
00:27:35.680 --> 00:27:37.799
yourself your own bank, which is one of the three

483
00:27:37.799 --> 00:27:41.359
books I've written. By doing that, you now can save.

484
00:27:41.519 --> 00:27:44.160
You can finance all your own cars to the bank

485
00:27:44.200 --> 00:27:47.440
of Joe me or you. You could finance college, you

486
00:27:47.440 --> 00:27:51.240
could finance anything, credit card, use your use this as

487
00:27:51.240 --> 00:27:54.119
your bank, and then now you never have to pay

488
00:27:54.400 --> 00:27:57.720
one penny of interest. Then there's another strategy where if

489
00:27:57.720 --> 00:28:01.240
you're super far in debt and you already have a

490
00:28:01.240 --> 00:28:03.559
lot of debt, as long as your income is higher

491
00:28:03.920 --> 00:28:07.519
than your debt by like ten dollars, you can open

492
00:28:07.640 --> 00:28:09.480
up you have to own a home, but you don't

493
00:28:09.480 --> 00:28:09.720
have to.

494
00:28:09.799 --> 00:28:12.119
There's other strategies to open up other loans.

495
00:28:12.799 --> 00:28:16.039
You can open up a debt and whether it's a

496
00:28:16.039 --> 00:28:20.000
home equity line, whether it's a personal loan, and you

497
00:28:20.079 --> 00:28:23.000
can do what my best friend's name's Dennis Williams zones

498
00:28:23.079 --> 00:28:25.720
cash map. He can show you how to pay off

499
00:28:25.759 --> 00:28:29.759
your mortgage eleven years earlier without putting a single dollar

500
00:28:29.960 --> 00:28:34.559
extra into your mortgage, just by when you pay your bills,

501
00:28:35.039 --> 00:28:36.880
move all your bills to the day of the last

502
00:28:36.920 --> 00:28:38.680
day of the month. You know, all that money you're

503
00:28:38.759 --> 00:28:40.920
keeping in the bank, what interest is making in your

504
00:28:41.000 --> 00:28:43.440
checking in savings. You know there's trillions and trillions of

505
00:28:43.480 --> 00:28:47.200
dollars in checking in savings account earning zero percent interest.

506
00:28:47.400 --> 00:28:47.960
Why don't you.

507
00:28:48.000 --> 00:28:50.720
Take those same dollars, put them in a home equity

508
00:28:50.759 --> 00:28:53.880
line of credit, and then when you get your bank account,

509
00:28:54.319 --> 00:28:56.880
you get your paycheck, those go into your home equity line.

510
00:28:56.920 --> 00:28:59.279
You keep zero dollars in your bank until the last

511
00:28:59.319 --> 00:29:02.359
day of the month, where you transfer everything from your

512
00:29:02.759 --> 00:29:03.640
home equity lines.

513
00:29:03.640 --> 00:29:05.160
It's an open revolving line of debt.

514
00:29:05.200 --> 00:29:06.599
You don't get a fixed when you get an open

515
00:29:06.640 --> 00:29:09.599
revolving and then boom, you can transfer your money into

516
00:29:09.640 --> 00:29:12.240
your checking pay all your bills, and now all that

517
00:29:12.319 --> 00:29:14.559
whole month that you were making no interest on, you

518
00:29:14.599 --> 00:29:18.920
were paying off eighty percent interest. Because mortgages are what

519
00:29:19.319 --> 00:29:23.000
they're based on amortization. So your first year you're paying

520
00:29:23.039 --> 00:29:26.960
like ninety percent interest out of your fifteen hundred dollars payment,

521
00:29:27.079 --> 00:29:31.319
like thirteen hundred goes towards interest your fifth year out

522
00:29:31.359 --> 00:29:33.839
of that fifteen hundred dollars payment, like eleven hundred goes

523
00:29:33.839 --> 00:29:35.960
to interest. Your tenth year, out of that fifteen dollars payment,

524
00:29:36.039 --> 00:29:38.440
nine hundred dollars goes to interest. So by paying off

525
00:29:38.440 --> 00:29:41.279
your mortgage eleven years faster without putting a single penny

526
00:29:41.279 --> 00:29:44.519
in extra, just by how you pay your bills. When

527
00:29:44.640 --> 00:29:47.680
you pay your bills and opening up different small they're

528
00:29:47.720 --> 00:29:50.000
not huge, You're going to pup a ten thousand dollars line,

529
00:29:50.000 --> 00:29:51.640
a five thousand dollars line and boom.

530
00:29:51.440 --> 00:29:53.720
Knock off one hundred grand off your your mortgage.

531
00:29:53.720 --> 00:29:57.880
Long term, The problem is it's the long term planning

532
00:29:58.039 --> 00:30:01.599
that people don't do. We are braind wash on instant gratification,

533
00:30:01.960 --> 00:30:05.680
where brain wants on enriching our present self at the

534
00:30:06.000 --> 00:30:09.640
ailment of our future self. Whether it's with food, whether

535
00:30:09.720 --> 00:30:13.359
it's with alcohol, whether it's with tobacco, whether it's with

536
00:30:13.839 --> 00:30:17.519
buying something you can't afford today. All you're doing is

537
00:30:17.559 --> 00:30:20.160
you're causing your future self, which, by the way time

538
00:30:20.200 --> 00:30:24.039
goes by fast, you are causing your future self an

539
00:30:24.039 --> 00:30:28.000
immense amount of pain. You wonder why so many Americans

540
00:30:28.039 --> 00:30:31.559
are on it, are depressed, aren't anxious, are scared. They

541
00:30:31.599 --> 00:30:34.200
don't love themselves. They look in the mirror and they're

542
00:30:34.200 --> 00:30:36.799
not happy with who they are. That has to do

543
00:30:36.880 --> 00:30:41.039
with the fact that we continuously can enrich our presence

544
00:30:41.039 --> 00:30:45.240
selves and screw our future selves. And the only way

545
00:30:45.279 --> 00:30:47.839
to be happy is to have a goal, have a

546
00:30:47.880 --> 00:30:51.839
reason why you're here, have a plan. I changed my

547
00:30:51.880 --> 00:30:54.960
whole life around about a couple of years ago. I

548
00:30:55.160 --> 00:30:58.039
was on all the DraftKings commercials nationwide. I still am,

549
00:30:58.039 --> 00:31:00.200
like so many text from friends I saw you on TV. Yeah,

550
00:31:00.200 --> 00:31:01.359
I'm on DraftKings commercials.

551
00:31:01.359 --> 00:31:01.599
Cool.

552
00:31:02.279 --> 00:31:05.559
That year I gambled like eleven million dollars. Yeah right,

553
00:31:05.720 --> 00:31:09.119
not not smart. I didn't lose that much, but gamble.

554
00:31:09.240 --> 00:31:13.759
So I made a change. I grew my personal self,

555
00:31:13.839 --> 00:31:18.759
which is my mental, my emotional, my physical, and my

556
00:31:18.920 --> 00:31:19.960
spiritual self.

557
00:31:20.519 --> 00:31:21.680
And guess what that did.

558
00:31:22.240 --> 00:31:24.079
That grew my financial self.

559
00:31:24.359 --> 00:31:29.400
Shocker, Yeah, right on, right on that. You know, as

560
00:31:29.440 --> 00:31:33.039
a nurse, that's what we deal with tour or you know.

561
00:31:33.079 --> 00:31:35.680
The philosophy I live by is that you have to

562
00:31:35.799 --> 00:31:40.160
have a wholism of the person, the physical, the mental,

563
00:31:40.319 --> 00:31:44.519
the spiritual, and then everything else will fall into place

564
00:31:45.319 --> 00:31:49.720
that that is really really amazing. I want you to

565
00:31:49.759 --> 00:31:53.599
talk a little bit more about that. I do want

566
00:31:53.599 --> 00:31:56.200
to touch though on the election, and then I want

567
00:31:56.240 --> 00:31:59.000
to kind of shift back because I want to hear

568
00:31:59.160 --> 00:32:03.200
where people can go to maybe get this information, to

569
00:32:03.279 --> 00:32:06.720
get the help that they need, and maybe here are

570
00:32:06.799 --> 00:32:09.720
the things that they need to hear right up in

571
00:32:09.759 --> 00:32:13.599
their face. But I want to talk a little bit

572
00:32:13.599 --> 00:32:18.599
about the election that's coming up in thirteen days, little

573
00:32:18.599 --> 00:32:23.039
shade more than thirteen days. The choice between Kamala Harris,

574
00:32:23.119 --> 00:32:27.319
the incumbent Vice president, and Donald Trump, former president number

575
00:32:27.319 --> 00:32:31.160
forty five, hope to be number forty seven. And what

576
00:32:31.319 --> 00:32:36.559
I see, Joe, is that Kamala's economic plan is really vague.

577
00:32:37.039 --> 00:32:39.680
So I was listening to a lot of her interviews,

578
00:32:40.559 --> 00:32:45.720
but not one person, not her or any of her surrogates,

579
00:32:45.799 --> 00:32:50.119
can really explain what an opportunity economy is. I know

580
00:32:50.240 --> 00:32:54.240
she's got policies like price controls that are used in

581
00:32:54.319 --> 00:32:58.359
communist countries like Venezuela. She's got a twenty five thousand

582
00:32:58.480 --> 00:33:02.440
dollars down payment for for time home buyers. She's got

583
00:33:02.799 --> 00:33:07.240
a plan to tax unrealized capital gains. She's got other

584
00:33:07.359 --> 00:33:10.599
parts in there. But the concern is that she's extremely

585
00:33:11.000 --> 00:33:15.880
unpredictable in her policies and she's entitlement driven, so I

586
00:33:15.920 --> 00:33:18.279
don't know how she's going to pay for any of

587
00:33:18.279 --> 00:33:20.880
that except off of you and me. And then you've

588
00:33:20.920 --> 00:33:24.839
got Donald Trump who's proposed like no tax on tips,

589
00:33:25.599 --> 00:33:28.119
no tax on social Security, and then there was the

590
00:33:28.160 --> 00:33:33.359
possibility of firefighters, police, military others being in there as

591
00:33:33.400 --> 00:33:39.319
a special class or profession, but overall lowering of taxes.

592
00:33:39.680 --> 00:33:42.480
And then he pledged to do like a universal tariff

593
00:33:42.519 --> 00:33:46.640
of twenty percent on imports and drill baby drill to

594
00:33:46.720 --> 00:33:50.599
recreate that energy independence that we used to have. And

595
00:33:50.640 --> 00:33:53.839
he's got other policies as well, but he's got a

596
00:33:53.920 --> 00:33:58.759
track record of prosperity for all demographics from twenty sixteen

597
00:33:58.799 --> 00:34:01.640
to twenty twenty. And what I'd like to talk to

598
00:34:01.720 --> 00:34:05.119
you about is what are your thoughts on the economic

599
00:34:05.240 --> 00:34:11.159
plans between these two candidates, and if you could maybe

600
00:34:11.199 --> 00:34:14.079
tell us a little bit about what your biggest concern

601
00:34:14.239 --> 00:34:17.719
is and your biggest benefit that you see.

602
00:34:18.440 --> 00:34:20.920
If Kamala Harris wins, we're going to be in World

603
00:34:21.000 --> 00:34:24.159
War three. I mean, I'm not trying to be that guy,

604
00:34:24.199 --> 00:34:26.639
because they the old Trump wins, he's going to do this,

605
00:34:26.920 --> 00:34:27.880
Kamala Win's.

606
00:34:27.599 --> 00:34:28.119
Going to do that.

607
00:34:28.719 --> 00:34:30.280
If you take a look, if you were to go

608
00:34:30.320 --> 00:34:33.519
on your computer and type in one hundred year federal

609
00:34:33.599 --> 00:34:37.320
tax bracket picture on Google, you could see that before

610
00:34:37.360 --> 00:34:40.000
World War One our taxes were at federally, we're at

611
00:34:40.039 --> 00:34:43.679
seven point five percent. Within four years after World War One,

612
00:34:43.760 --> 00:34:47.280
our taxes jumped to seventy five percent. Then we won

613
00:34:47.320 --> 00:34:48.960
World War One, they go down. Then we had the

614
00:34:49.000 --> 00:34:51.480
Great Depression, and then World War Two happened. Well, our

615
00:34:51.519 --> 00:34:54.639
taxes for World War two goes around twenty five percent.

616
00:34:55.280 --> 00:34:58.039
Within four years of World War Two, our taxes jumped

617
00:34:58.039 --> 00:35:02.280
to eighty percent highest margin federal. What's going to the

618
00:35:02.360 --> 00:35:05.880
neo cons and her camp and everybody that's running with

619
00:35:06.000 --> 00:35:10.760
Kamala is really wishing for war. War is a very

620
00:35:10.840 --> 00:35:15.960
prosperous time for the people in power, and it increases

621
00:35:16.000 --> 00:35:21.440
our taxes significantly. And where do Americans have the most

622
00:35:21.840 --> 00:35:24.480
assets in is in their savings account?

623
00:35:24.719 --> 00:35:26.320
No is they're checking.

624
00:35:26.360 --> 00:35:28.360
No, we spend one hundred and two point one percent

625
00:35:28.360 --> 00:35:32.000
of our GDP. It's in four to one case. And

626
00:35:32.039 --> 00:35:36.400
if the government can increase taxes, when the government increased

627
00:35:36.440 --> 00:35:41.159
taxes to sixty seventy eighty percent. They're going to extract

628
00:35:41.320 --> 00:35:44.920
trillions of dollars from the low class, the middle class,

629
00:35:45.280 --> 00:35:47.159
most high class people, they don't have four to one

630
00:35:47.239 --> 00:35:48.079
k's are the owners.

631
00:35:48.159 --> 00:35:49.239
Right, so it's.

632
00:35:49.039 --> 00:35:52.360
Going to actually attack the people that wanted to vote

633
00:35:52.360 --> 00:35:56.559
for Kamala, Right. The wealthy people usually are Republicans. The

634
00:35:56.960 --> 00:36:00.519
middle class is usually Republicans because they're conservatives. They have

635
00:36:00.639 --> 00:36:04.199
something to conserve. You don't have a family. You know,

636
00:36:04.199 --> 00:36:06.039
I'm none to conserve. You don't have a spouse, got

637
00:36:06.119 --> 00:36:08.320
none to conserve. You don't have a business. You have

638
00:36:08.360 --> 00:36:10.880
nothing to conserve, So you're more of a liberal. Give

639
00:36:10.920 --> 00:36:13.559
me free stuff, free stuff, free stuff, free stuff. I

640
00:36:13.639 --> 00:36:15.920
just want free stuff because I'm lazy and I don't

641
00:36:15.960 --> 00:36:20.079
want to earn it. Conservatives on the other hands, the farmers,

642
00:36:20.159 --> 00:36:23.280
the roofers, the masons, the landscapers, excavators, my market.

643
00:36:23.679 --> 00:36:25.920
You know, my dad was jab Lombardi builders. He was

644
00:36:25.920 --> 00:36:26.840
a multi millionaire.

645
00:36:26.880 --> 00:36:28.840
He fell three stories off a ladder, lost at everything,

646
00:36:28.880 --> 00:36:31.079
had no disability insurance. Since I got into this business

647
00:36:31.119 --> 00:36:33.679
twenty one years ago. To protect other blue collar business owners.

648
00:36:35.239 --> 00:36:38.559
When you understand how the psychological effect works. Right in

649
00:36:38.599 --> 00:36:42.519
the middle of America is hard working farms, factories, right,

650
00:36:42.639 --> 00:36:43.239
who are they?

651
00:36:43.519 --> 00:36:44.400
They're a Republican.

652
00:36:44.920 --> 00:36:49.400
The Gold Coast is all the top executives, the big wigs. Again,

653
00:36:49.440 --> 00:36:51.000
I worked in Wall Street, I get it. I live

654
00:36:51.039 --> 00:36:53.360
in a blue state, Connecticut. You know, it's just it

655
00:36:53.480 --> 00:36:57.440
is what it is. But I'm not blue, and you can.

656
00:36:57.639 --> 00:36:59.679
I have cool stuff that my friends drop off, like

657
00:36:59.719 --> 00:37:03.519
little Trump trinkets, and I got like, my best money

658
00:37:03.599 --> 00:37:05.840
ever is going to be in Trumpet.

659
00:37:06.239 --> 00:37:08.079
Yeah, the twenty four dollars bill.

660
00:37:08.280 --> 00:37:10.480
So you know, like my friends dropped me off this

661
00:37:10.480 --> 00:37:15.039
cool stuff, you know, But it's so important economically that

662
00:37:15.079 --> 00:37:17.840
if Kamala comes in, she has no merit. How did

663
00:37:17.880 --> 00:37:21.440
she become a politician. Well, she cheated and broke up

664
00:37:21.440 --> 00:37:24.000
a nuclear family by cheating with a man who I

665
00:37:24.039 --> 00:37:27.280
was in politics. That got her started, right, So her

666
00:37:27.320 --> 00:37:31.199
whole mindset to get into politics is I'll just you know,

667
00:37:31.320 --> 00:37:33.280
hurt people to get to the top. I don't know

668
00:37:33.280 --> 00:37:34.960
what else you can say. When you break up a

669
00:37:35.000 --> 00:37:38.280
married family with children, that's sort of the grewsome thing

670
00:37:38.360 --> 00:37:42.360
you can do to somebody. But so if you understand

671
00:37:42.360 --> 00:37:45.039
where she comes from, hers she's all about enriching herself

672
00:37:45.639 --> 00:37:47.880
and enriching the people in her camp. She's not about

673
00:37:47.880 --> 00:37:51.360
helping us. Trump already was a billionaire. He can care

674
00:37:51.400 --> 00:37:53.599
less about it riching himself. He was worth more money.

675
00:37:53.719 --> 00:37:56.280
He's the only president in US history that was worth

676
00:37:56.280 --> 00:37:59.400
more money before he became president and after he become president.

677
00:37:59.800 --> 00:38:03.920
I live my life very simply. Women lie, men lie.

678
00:38:04.440 --> 00:38:09.760
Numbers don't lie. The numbers show that since Biden's been

679
00:38:09.760 --> 00:38:13.039
in office, our debt, as you were reading different various things,

680
00:38:13.079 --> 00:38:15.719
our debt is up fifty percent. As a country, our

681
00:38:16.519 --> 00:38:19.480
value of our US dollar is down over twenty five percent.

682
00:38:19.800 --> 00:38:22.440
So our debt is rising and our value of money

683
00:38:22.480 --> 00:38:29.119
is decreasing. They don't care. We had a catastrophe in

684
00:38:30.000 --> 00:38:30.960
North Carolina?

685
00:38:31.320 --> 00:38:32.559
Where did all our money go.

686
00:38:32.719 --> 00:38:36.559
To help non US citizens, to help non Americans, to

687
00:38:36.599 --> 00:38:41.920
help illegals while our own citizens die. They don't care about.

688
00:38:42.000 --> 00:38:44.719
I don't know how else you can can look at

689
00:38:44.719 --> 00:38:47.159
it and say, oh, my government likes me. Let me

690
00:38:47.239 --> 00:38:51.360
invest my retirement with them, Like are you stupid? Don't

691
00:38:51.480 --> 00:38:54.440
do that? Like please don't like you don't have to

692
00:38:54.480 --> 00:38:55.119
take my word for.

693
00:38:55.159 --> 00:38:55.400
It, do you.

694
00:38:55.519 --> 00:38:59.440
There's two Forbes articles Forbes one written by a certified

695
00:38:59.440 --> 00:39:03.679
financial place, one written by a certified public accountant who

696
00:39:03.679 --> 00:39:06.880
can't even make money selling products or anything. And it's

697
00:39:06.960 --> 00:39:09.559
called the rich Person's Wrath. Just type in rich Person's

698
00:39:09.599 --> 00:39:11.079
Roth Forbes articles.

699
00:39:11.800 --> 00:39:12.559
This strategy has.

700
00:39:12.519 --> 00:39:14.880
Been around so long and has been keeping away from

701
00:39:14.880 --> 00:39:18.079
the American people on purpose. When's the last time anyone's

702
00:39:18.079 --> 00:39:20.079
seen a commercial for an investment?

703
00:39:21.039 --> 00:39:23.880
Yeah? Have you seen a commercial for cigarettes? Alcohol?

704
00:39:24.480 --> 00:39:27.280
Oh? Yeah, jabs that can kill you those commercial If

705
00:39:27.280 --> 00:39:29.559
you have a rash on your knee, this medicine can

706
00:39:29.639 --> 00:39:32.519
calls bloody stool or death or suicide And you're like

707
00:39:32.599 --> 00:39:33.719
what the you know?

708
00:39:33.800 --> 00:39:35.559
Like there, they'll tell you that all day long. They

709
00:39:35.559 --> 00:39:35.920
don't care.

710
00:39:36.000 --> 00:39:38.599
Take just the medication. If it hurts you, we don't care.

711
00:39:38.679 --> 00:39:40.280
We just we made our money.

712
00:39:40.400 --> 00:39:41.559
So if you were being.

713
00:39:41.440 --> 00:39:43.800
Brought to you by Pfizer, yeah.

714
00:39:43.400 --> 00:39:46.159
Yeah, I mean the politicians should have the NASCAR jackets

715
00:39:46.159 --> 00:39:48.960
of who bought them out and who owns them, because

716
00:39:48.960 --> 00:39:51.159
they're not they're not real humans or bought out humans

717
00:39:51.239 --> 00:39:53.119
or shell of themselves, their puppets.

718
00:39:53.840 --> 00:39:56.719
So if you really understood what's going on, you have

719
00:39:56.800 --> 00:39:57.719
to critically think.

720
00:39:57.880 --> 00:40:00.119
You have to look at how do I protect my

721
00:40:00.199 --> 00:40:05.079
physical self, my mental self, my emotional self, my spiritual self,

722
00:40:05.119 --> 00:40:07.800
and my financial self. Well, I can help you with

723
00:40:07.840 --> 00:40:11.280
the financial self get away from the government, get away

724
00:40:11.320 --> 00:40:13.519
from IRA's four to one case steps, simples pensioned, the

725
00:40:13.519 --> 00:40:16.159
FORER COM four to fifty sevens. If you have one

726
00:40:16.159 --> 00:40:18.880
of those accounts rolled into a fixed index annuity where

727
00:40:18.880 --> 00:40:23.159
you cannot lose manage in an insurance company. If your

728
00:40:23.239 --> 00:40:26.000
new money that you were putting into your retirement. But

729
00:40:26.079 --> 00:40:28.760
I get matched, Joe, okay, then if you're one hundred

730
00:40:28.760 --> 00:40:31.239
percent match, which the match isn't even going to cover

731
00:40:31.280 --> 00:40:34.000
the taxes later by the way, but sure, if you

732
00:40:34.079 --> 00:40:37.280
get matched, go up to the match, and every other

733
00:40:37.400 --> 00:40:39.760
dollar goes into an index, universal life or whole I plan,

734
00:40:39.840 --> 00:40:44.400
depending if you're a conservative, moderate, or aggressive. By doing that,

735
00:40:44.440 --> 00:40:47.599
you're going to diversify your taxation, your liquidity, your capital

736
00:40:47.639 --> 00:40:51.559
risk known as market exposure. It's sue proof, it's divorce proof.

737
00:40:51.559 --> 00:40:56.519
In some states, the iul's been averaging close to fifteen

738
00:40:56.559 --> 00:41:00.000
percent tax free compounding the last twenty years. And more important,

739
00:41:01.320 --> 00:41:04.360
when you need money out of the rich person's wroth

740
00:41:04.440 --> 00:41:07.239
or what the super wealthy do, they have two options okay,

741
00:41:07.960 --> 00:41:10.360
they can take. Let's say Elon must needs one hundred

742
00:41:10.440 --> 00:41:12.320
million dollars for a SpaceX rocket.

743
00:41:12.840 --> 00:41:13.639
He can take.

744
00:41:13.679 --> 00:41:17.760
He can sell two hundred million of Tesla stock, pay

745
00:41:17.800 --> 00:41:21.079
the government one hundred million dollars, lose out on the

746
00:41:21.119 --> 00:41:23.559
two one hundred million dollars of Tesla stock, profit in

747
00:41:23.599 --> 00:41:27.360
the future net one hundred dollars, buy the rocket, or

748
00:41:27.559 --> 00:41:29.320
which he doesn't do that. That's what the average American

749
00:41:29.360 --> 00:41:31.920
does with their four O one kay. What he does

750
00:41:32.079 --> 00:41:35.159
he does a collateralized loan. He goes to the bank say,

751
00:41:35.199 --> 00:41:37.840
here's one hundred million dollars of Tesla stock. I don't

752
00:41:37.840 --> 00:41:41.079
want income on it. I want to loan. The bank says, sure,

753
00:41:41.199 --> 00:41:42.920
if you to fall on a loan, we have the asset.

754
00:41:42.960 --> 00:41:45.800
You can't lose anything. So they cut him a check

755
00:41:45.840 --> 00:41:50.519
for one hundred million dollars tax free. Legally, he buys

756
00:41:50.519 --> 00:41:54.000
a SpaceX rocket, and while he's waiting to pay back

757
00:41:54.079 --> 00:41:57.880
the SpaceX rocket, he gets to gain and keep all the.

758
00:41:57.920 --> 00:42:01.440
Interest on his Tesla stock. So now he gets that

759
00:42:01.599 --> 00:42:06.320
grow two streams of income on one dollar. He gets

760
00:42:06.360 --> 00:42:10.280
to collateralize his position in Tesla, get a check for

761
00:42:10.360 --> 00:42:13.239
one hundred million, tax free, by the SpaceX rocket where

762
00:42:13.239 --> 00:42:15.320
he's going to double his money and now he gets

763
00:42:15.320 --> 00:42:18.039
to earn two streams of income on one dollar while

764
00:42:18.079 --> 00:42:22.119
still keeping his asset on the books. Or you can

765
00:42:22.159 --> 00:42:25.119
do what the American does, which is sell your asset,

766
00:42:25.159 --> 00:42:28.559
pay the government, have collect income, lose out all future

767
00:42:28.599 --> 00:42:31.559
profitability of that asset, and have the government still half

768
00:42:31.599 --> 00:42:32.039
your junk.

769
00:42:34.280 --> 00:42:41.440
So, Joe, you do all of this through Ironhawk Financial, Right?

770
00:42:44.039 --> 00:42:47.440
What about people like me? And I'm just gonna throw

771
00:42:47.480 --> 00:42:53.000
this out there. I have my money with another financial planner.

772
00:42:53.039 --> 00:42:56.440
But let's say I am really digging what you are saying.

773
00:42:57.199 --> 00:43:00.480
How do I move things over? How do I contact you?

774
00:43:00.239 --> 00:43:03.519
Are you said you're across the nation? Are you set

775
00:43:03.599 --> 00:43:04.920
up in places like Oklahoma?

776
00:43:04.960 --> 00:43:06.960
How do I'm in all fifty states?

777
00:43:07.480 --> 00:43:10.400
So you can go to my website www dot ironhowk

778
00:43:10.480 --> 00:43:14.119
Financial dot com And there's tons of information on annuities,

779
00:43:14.199 --> 00:43:16.960
life insurance, all the awards I've won, my ratings, what

780
00:43:17.000 --> 00:43:20.079
people said about me on Google. Everything's on my website.

781
00:43:20.239 --> 00:43:23.199
There's a contact us button. You click that button, you

782
00:43:23.199 --> 00:43:25.920
fill out your name, your phone number, your email address,

783
00:43:26.239 --> 00:43:27.079
where you heard from me.

784
00:43:27.480 --> 00:43:27.960
That's it.

785
00:43:28.920 --> 00:43:32.199
That lead comes in through my email. Again, I have

786
00:43:32.239 --> 00:43:34.639
a team. I'm an agent. I have clients across the

787
00:43:34.760 --> 00:43:38.760
entire country. That team there would either bring it to me.

788
00:43:39.079 --> 00:43:40.840
I would meet with you one of my team members

789
00:43:40.880 --> 00:43:43.199
who I train and motivate three times a week, highly

790
00:43:43.239 --> 00:43:45.679
on my strategy, what I do, how I do it,

791
00:43:46.559 --> 00:43:49.440
and make sure that they're good representation of me, because

792
00:43:49.480 --> 00:43:51.760
my whole point of building this business was to replicate

793
00:43:51.800 --> 00:43:53.920
myself in the market to get this message.

794
00:43:53.559 --> 00:43:54.599
Out as fast as I can.

795
00:43:55.559 --> 00:43:57.559
So then you would you meet with them, You get

796
00:43:57.559 --> 00:44:00.480
a presentation, we build you a plan. Every thing you

797
00:44:00.519 --> 00:44:03.320
get in writing, everything is emailed to you.

798
00:44:03.320 --> 00:44:05.159
You review it if you like it.

799
00:44:05.239 --> 00:44:07.360
We set up the accounts, We set up iras for

800
00:44:07.400 --> 00:44:09.880
the rollover of your four oh one K or iras,

801
00:44:10.320 --> 00:44:13.519
or we go through underwriting to open up the shell

802
00:44:14.119 --> 00:44:17.119
of your life insurance policy. Because most people in my clients,

803
00:44:17.159 --> 00:44:19.239
they don't need the life insurance. They care less about

804
00:44:19.239 --> 00:44:23.519
the life insurance. They're using the IRS code that's embedded

805
00:44:23.559 --> 00:44:26.960
in the death benefit of a permanent life insurance policy.

806
00:44:27.000 --> 00:44:28.679
Which all this could be found on Google if you

807
00:44:28.719 --> 00:44:31.039
want to fact check me. And if you do that

808
00:44:31.119 --> 00:44:32.559
and you set it up right, not only are you

809
00:44:32.559 --> 00:44:34.840
going to say millions in taxes, one hundreds of thousand

810
00:44:34.880 --> 00:44:37.000
dollars in interest. It's going to give you long term care.

811
00:44:37.639 --> 00:44:41.280
You can accelerate the long term care while the death

812
00:44:41.320 --> 00:44:43.039
benefit while you're still alive. I eve a big pile

813
00:44:43.119 --> 00:44:47.119
of cash, so you're not liquidating hard. I liquid assets.

814
00:44:47.880 --> 00:44:50.199
When my grandmother had a stroke led to dementia, she

815
00:44:50.280 --> 00:44:53.239
lost four point two million dollars to love Low nursing

816
00:44:53.239 --> 00:44:56.840
home in Fairfield, Connecticut. That took my grandfather forty years

817
00:44:56.880 --> 00:44:59.880
of building it in masonry, ten hour.

818
00:44:59.840 --> 00:45:03.199
Day on his body every day, day in, day out.

819
00:45:03.559 --> 00:45:05.400
She had a stroke. It wasn't planned right. She had

820
00:45:05.400 --> 00:45:07.719
no long term care, so led to dementia. Guess what

821
00:45:07.840 --> 00:45:11.320
dementia doesn't kill you like my dad is Parkinson's. It

822
00:45:11.480 --> 00:45:14.760
kills you very slowly and you can't take care of yourself.

823
00:45:15.280 --> 00:45:18.280
So when you do that, all everything that you saved

824
00:45:18.360 --> 00:45:19.960
up and built is going to be stolen by the

825
00:45:20.000 --> 00:45:22.679
state you live in for when they throw you in jail,

826
00:45:22.880 --> 00:45:26.159
also known as a nursing home. Well, my clients do

827
00:45:26.239 --> 00:45:30.559
is they want to stay home. They want to celebrate Christmas, Birthdays, Thanksgiving, Holidays,

828
00:45:30.599 --> 00:45:33.880
Easter with the people they love, not be thrown into

829
00:45:33.920 --> 00:45:36.480
a ten by ten room with a stranger who's blasting

830
00:45:36.519 --> 00:45:39.760
Mets games till three am in the morning, where you

831
00:45:39.760 --> 00:45:43.000
have no control over what you eat. So it's vitally

832
00:45:43.039 --> 00:45:45.440
important to make sure you do these plannings. If you

833
00:45:45.519 --> 00:45:49.519
will not do this planning, who else will for you?

834
00:45:49.559 --> 00:45:55.239
No way, that's it. That's it. I absolutely want people

835
00:45:55.320 --> 00:46:01.199
to go to your website. It's Ironhawkfinancial dot com and

836
00:46:01.440 --> 00:46:05.400
I want people to look that up. And Joe, I

837
00:46:05.519 --> 00:46:10.400
want to get in contact with you as well, because

838
00:46:10.639 --> 00:46:16.280
I well, we'll talk offline before I go into everything

839
00:46:16.400 --> 00:46:18.280
right here and everybody go, okay, hold on, let me

840
00:46:18.280 --> 00:46:21.920
write that down, you know. So, Joe, I want you

841
00:46:21.960 --> 00:46:24.480
to give We've got just a couple minutes here. I

842
00:46:24.519 --> 00:46:28.599
want you to give us any last words, any last

843
00:46:28.639 --> 00:46:32.239
bits of information, anything that you want to tell us

844
00:46:32.280 --> 00:46:33.800
that we didn't get to talk about.

845
00:46:34.360 --> 00:46:37.199
Number one is get a budget. Tell your money what

846
00:46:37.280 --> 00:46:39.840
to do. If you're not telling your money what to do,

847
00:46:40.360 --> 00:46:44.280
you are drunk, lazy, tired. You at eleven thirteen at

848
00:46:44.360 --> 00:46:46.880
nice rolling on Instagram, We'll buy some crap you don't need.

849
00:46:47.440 --> 00:46:49.800
So you have to make sure you tell your dollars

850
00:46:49.800 --> 00:46:52.039
what to do. Number two is you have to get

851
00:46:52.039 --> 00:46:57.960
out of debt. Debt is cancer to your future profitability

852
00:46:58.719 --> 00:47:04.519
unless you are investing money on yourself or investing money

853
00:47:04.800 --> 00:47:09.039
on the future of your retirement as a lean or

854
00:47:09.119 --> 00:47:11.920
a loan or levy. There's no reason why you can't

855
00:47:11.920 --> 00:47:14.000
wait to get your front door done. There's no reason

856
00:47:14.039 --> 00:47:16.960
you can't wait to get a nicer car. There's no

857
00:47:17.039 --> 00:47:19.519
reason you can't wait. As long as you have food

858
00:47:19.519 --> 00:47:21.400
in your belly, you have a roof over your head,

859
00:47:21.440 --> 00:47:23.800
you have the essentials and the good stuff. I mean,

860
00:47:24.159 --> 00:47:26.039
I grew up in an attic with no running water

861
00:47:26.119 --> 00:47:28.920
and ate noodles and eggs every day with ketchup and

862
00:47:28.960 --> 00:47:31.239
Hamburger help over a Hamburger meet after my parents divorced

863
00:47:31.280 --> 00:47:35.039
at four. I live in extreme poverty. You can I'm

864
00:47:35.039 --> 00:47:37.519
not telling you to do that. It sucked, but there's

865
00:47:37.519 --> 00:47:40.760
a way where you can leverage what you have and

866
00:47:41.039 --> 00:47:43.760
have a budget and say I'm gonna live ten or

867
00:47:43.800 --> 00:47:48.280
twenty percent under my means. Nobody cares about your flashy car.

868
00:47:48.760 --> 00:47:51.760
I drive a six hundred horsepower Jaguar because.

869
00:47:51.440 --> 00:47:52.079
I like it.

870
00:47:52.559 --> 00:47:54.800
I don't give a crud what other people think. Most

871
00:47:54.840 --> 00:47:57.000
people want to want to have nice things to impress

872
00:47:57.039 --> 00:47:58.760
other people. I've met my wife since I was eighteen.

873
00:47:58.920 --> 00:48:00.559
I ain't going nowhere. I got a fit teen, twelve

874
00:48:00.599 --> 00:48:02.239
and nine year old. I love my wife.

875
00:48:02.280 --> 00:48:02.719
I'm here.

876
00:48:03.639 --> 00:48:05.880
I don't buy anything to impress anybody else. The only

877
00:48:05.960 --> 00:48:08.960
people I want to impress are my three children who

878
00:48:08.960 --> 00:48:10.760
look up to me as their father, my wife who

879
00:48:10.760 --> 00:48:13.239
looks up to me as her husband, and my clients

880
00:48:13.239 --> 00:48:15.079
who look up up to me to make sure I'm

881
00:48:15.079 --> 00:48:17.360
doing the right thing for their future, to protect their

882
00:48:17.400 --> 00:48:22.079
spouses and children. Other than that, just bank money and

883
00:48:22.199 --> 00:48:25.239
protect your future self. I saying, have no quality of life.

884
00:48:25.239 --> 00:48:28.920
No like let have a balance, right, we are so

885
00:48:29.199 --> 00:48:33.280
imbalanced as Americans, right, So that's number one. Have a budget,

886
00:48:33.599 --> 00:48:38.039
have get out of debt. I will offer every single

887
00:48:38.119 --> 00:48:41.480
one of your listeners absolutely for free, all three of

888
00:48:41.519 --> 00:48:44.679
my books, all my articles, everything. Just write an email

889
00:48:44.719 --> 00:48:48.039
to Joe at Ironhawkfinancial dot com and just put free books.

890
00:48:48.480 --> 00:48:50.760
You will not be put on any type of promotional thing.

891
00:48:50.800 --> 00:48:52.880
I will not contact you, I will not hound you.

892
00:48:53.239 --> 00:48:56.480
I will simply copy and paste all my articles. I'll

893
00:48:56.519 --> 00:48:59.159
add three PDFs to the email, which is my three books.

894
00:48:59.159 --> 00:49:02.320
You'll get everything in pace. It doesn't cost me anything

895
00:49:02.360 --> 00:49:05.239
but time, and it'll cost you nothing but writing a

896
00:49:05.280 --> 00:49:09.159
quick email to Joe Joe apt Iron like the metal

897
00:49:09.239 --> 00:49:12.400
hawklikethebird financial dot com and just put free books.

898
00:49:12.679 --> 00:49:13.239
If you want to.

899
00:49:13.159 --> 00:49:15.559
Meet with me, great, I'll send you accounting link, but

900
00:49:15.599 --> 00:49:18.719
that's it. Like it'll be in the message of what

901
00:49:18.760 --> 00:49:20.440
I send you. Hey, book a meeting here if you

902
00:49:20.480 --> 00:49:22.960
want to meet. It's absolutely free. I never charged a

903
00:49:23.000 --> 00:49:25.400
client a dollar in twenty years. I never lost a

904
00:49:25.480 --> 00:49:27.480
client a dollar in twenty years. If you know how

905
00:49:27.480 --> 00:49:30.840
hard it is to have thousands of clients and zero complaints.

906
00:49:31.320 --> 00:49:35.320
Because the strategies I use are bullet proof. They cannot

907
00:49:35.360 --> 00:49:38.880
lose in writing back by trillion dollar insurance companies. It

908
00:49:38.880 --> 00:49:42.039
has been around one hundred and eighty years. So this

909
00:49:42.400 --> 00:49:44.920
strategy works, and I put my name on it, and

910
00:49:44.960 --> 00:49:48.039
I have thousands of happy, happy clients that are making

911
00:49:48.119 --> 00:49:50.280
a lot of money. They're saving a lot of money

912
00:49:50.280 --> 00:49:53.559
on taxes. They are also saving a lot of money

913
00:49:53.599 --> 00:49:57.519
on interest because they are building their own banks, which

914
00:49:57.559 --> 00:49:59.519
is one of the three books. I'll send you absolutely

915
00:49:59.519 --> 00:50:02.000
for free. Fact check me. If you think I'm wrong,

916
00:50:02.079 --> 00:50:03.679
email me. I haven't had anyone do that yet, and

917
00:50:03.679 --> 00:50:06.840
I probably handed out three thousand of these emails in

918
00:50:06.840 --> 00:50:09.400
the last six months, so if anybody needs that, I'll

919
00:50:09.440 --> 00:50:12.119
offer it to your listeners at no charge.

920
00:50:12.559 --> 00:50:17.000
Joe, that is fabulous. We love it. Thank you so

921
00:50:17.119 --> 00:50:20.360
much for being with us today. It was wonderful to

922
00:50:20.360 --> 00:50:23.920
be with you all today. I will see you tomorrow.

923
00:50:24.159 --> 00:50:29.679
Remember resistance. Resistance is not futile and blessings to you all.

924
00:51:06.280 --> 00:51:11.360
It's time to stand up, speak out, get involved, and

925
00:51:11.559 --> 00:51:13.320
let's speak intentional